Business Liability Insurance for small Business | Generali

BUSINESS LIABILITY Small & Medium Sized Businesses

Be prepared for the unexpected

Features

Coverage flexibility based to different business types
Holistic protection for personnel, customers and objects/items within business premises
Coverage for physical injuries and material damages per incident
Coverage flexibility based to different business types
Holistic protection for personnel, customers and objects/items within business premises
Coverage for physical injuries and material damages per incident

Comprehensive protection at your workplace

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ADVANTAGES

  • Basic and optional add-on covers for even greater flexibility
  • Coverage and rates based on your business type and size
  • Different coverage & excess options
  • Unexpected financial third party liability: customers, employees, suppliers and business visitors

BENEFITS

  • Personalized consultation
  • High-level know-how & specialization
  • Leader in civil liability insurances

Covers

Comprehensive insurance with a series of basic & optional add-on covers for your business, including:
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Accidents

Covers physical injuries and material damages caused to customers, suppliers and visitors from:

  • Accidents that may take place within the business premises
  • Accidents from fire, leaking pipes, loading/unloading of merchandise, lifts/elevators usage
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Food Poisoning

Covers liability of the insured business and its employees for physical injuries that may be caused to third parties from the consumption of foods or drinks manufactured or provided by the business.

Optional covers

The plan is enriched with optional add-on covers, depending on the individual needs of your business
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Accidents at extra facilities

Covers clients, suppliers and visitors from:

  • Swimming pool accidents
  • Accidents during repair or maintenance works
  • Accidents from the use of technical project equipment
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Vehicles

Generali wants you & your people to feel safe and offers covers such as:

  • Vehicle theft in parking facilities
  • Material damages at customer/client objects kept at the business
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Employer liability

Employer can feel safe, as in case of employee accident during work, they are covered for

  • Physical injuries
  • Material damages

Apart from the above indicative coverage options, business owners can customize their insurance plan by defining the cover range that best suits them with the help of our qualified insurance advisors.

Small & Medium sized Businesses

Generali has deployed its year-long experience in the insurance of small and medium sized businesses and has designed Public Liability Insurance plans for:
  • Commercial / Professional Offices
  • Pharmacies
  • Schools / Afterschool Workshops / Playschools
  • Retail Shops
  • Cafeterias – Restaurants
  • Elevator Maintenance Companies
  • Parking Companies
  • Auto Repair Shops
  • Gas Stations
  • Car Washes
  • Hair Salons
  • Gyms / Dance Schools
  • Bungalows / Room Rentals
  • Cleaning Companies
  • Event ORganizaing Companies
  • Construction Companies

For business activities not included in the predefined plans, Generali offers custom solutions tailored to your business needs.

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Informational Documents

EMPLOYER’S LIABILITY INSURANCE

Information Document
Insurance Product Information Document (IPID)

GENERAL THIRD PARTY LIABILITY INSURANCE

Information Document
Insurance Product Information Document (IPID)